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Why should I choose ProtectMyID?
This identity theft protection service is brought to you by Experian, the renowned credit reporting company.
ProtectMyID Coverage Highlights:
- Three unique surveillance alerts – Internet Scan, Address Change Alert, and Credit Alert
- The Lost Wallet feature protects you if you lose your wallet that has your credit card, medical card, and/or debit cards
- Ability to cover children under the ProtectMyID plan
- Product insurance of $1 million to reimburse funds not covered by the financial institutions and credit card companies
- Free copy of your credit report from Experian
What’s your FICO® Score? Check your credit report for $1 at Experian to find out now!
Plans
ProtectMyID Standard Plan $15.95 Per Month
Surveillance Alert Notifications
They’ll alert you via text or email of new activity that could be identity thieves at work. Then They’ll help you stop the damage from escalating with identity theft resolution. Every day, they make your protection our top priority with three levels of advanced monitoring.
Lost Wallet Protection
A lost wallet can mean a lost identity. Call them if your wallet is lost or stolen and they’ll help cancel or replace credit cards, driver’s licenses, Social Security cards, insurance cards, and more.
Child Secure $6.95 Per Month Per Child
Children are 51 times more likely to become victims of identity theft than adults. The good news is, ProtectMyID also offers identity protection for your children. They’ll alert you if a credit report is open in your child’s name.
Minors shouldn’t have any credit activity until they apply for college loans or a credit card.
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ProtectMyID Internet Scan Provides:
If your address related to your credit cards is changed or altered, you will receive an alert from ProtectMyID. This alert is sent through email and text message.
This particular feature monitors your credit report like LifeLock from all the three main credit reporting bureaus – Experian, Trans Union, and Equifax. In addition, it also monitors your bank accounts, leases, and new loans.
- Monitoring Online Sources
The service pays special attention to certain online sources, such as sex offender registry, criminal, and court records and payday loans to ensure your information has not been appropriated by someone else.
Conclusion
After reviewing multiple identity theft sites, we found the service to be mediocre. We found the call center representatives to be helpful but the call center isn’t available 24 hours a day. Only one credit bureau is monitored, so if anything happens and reported to the other two bureaus, you will never know. It’s great that wallet protection is included but oddly enough, it only covers debit cards, medical cards, and not credit cards. We did like how your address is monitored through the USPS and you will be alerted if anyone makes any credit reported address changes. The $1 Million insurance guarantee is included but that is an industry norm. Overall, we believe that there are better competitors to choose from for identity theft protection. The price is a little lower than the competition but you also don’t get as much in return. In the end, as the saying goes, you get what you pay for.
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ProtectMyID Q & A
[/vc_column_text][vc_tta_accordion active_section=”1″][vc_tta_section title=”How does ProtectyMyID Work?” tab_id=”1452580624892-7bee5808-2588″][vc_column_text]ProtectMyID works by reaching out and alerting the customer when their identity is on an unforeseen path of danger. With their patented warning surveillance technology, the customer will be notified if someone else is using their identity. ProtectMyID is backed by global leader Experian, known for it’s protection products.[/vc_column_text][/vc_tta_section][vc_tta_section title=”How does ProtectyMyID protect?” tab_id=”1452580626033-22067b10-4a3c”][vc_column_text]ProtectMyID protects with its world class security and state of the art technology that enables them to constantly monitor for identity theft. Teaming up with Experian allows ProtectMyID to access personal data in a secure manner, which means customers get powerful identity protection that is leveraged with the innovation of Experian.[/vc_column_text][/vc_tta_section][vc_tta_section title=”How is ProtectyMyID different from its competitors?” tab_id=”1452581028939-db82edff-39f5″][vc_column_text]What sets ProtectMyID from it’s competitors is that it’s owned by Experian – one of the largest credit reporting agencies in the world. They have the advantage of accessing personal data in a secure manner. Since they are considered an industry leader, they meet the highest requirement of regulation and compliance that other identity theft companies try to emulate.[/vc_column_text][/vc_tta_section][vc_tta_section title=”How accurate is ProtectyMyID’s credit score?” tab_id=”1452581081516-56ae00f8-5269″][vc_column_text]ProtectyMyID has the most accurate credit scores possible since they are owned by Experian. Experian is one of the leading credit reporting agencies in the world. Having them as a resource allows ProtectMyID to have the most up to date and accurate scores in the identity theft protection industry.[/vc_column_text][/vc_tta_section][vc_tta_section title=”How much does ProtectyMyID cost?” tab_id=”1452581120062-8c5b6f44-8dd5″][vc_column_text]ProtectMyID keeps it simple by providing one membership. It costs $15.95 per month. Customers have the option of adding a child for $6.95 per month and they receive the same protection as the adult plan.[/vc_column_text][/vc_tta_section][vc_tta_section title=”How good is ProtectyMyID?” tab_id=”1452581164739-c49d6c9e-15fb”][vc_column_text]ProtectMyID is owned and back by Experian, one of the largest credit bureaus in the world. The service is not just good, but it’s great. The innovative technology used by ProtectMyID helps detect, protect, and resolve any issue that may arrive. Identity thieves are smart, but ProtectMyID is smarter.[/vc_column_text][/vc_tta_section][vc_tta_section title=”How safe is ProtectyMyID?” tab_id=”1452581207433-1937e77e-f313″][vc_column_text]ProtectMyID is regarded as one of the safest identity theft protection companies in the industry. By having the backing of Experian, they have the resources, technology, and manpower to keep their customers safe from identity thieves. ProtectMyID provides all clear surveillance alerts if they detect that a customer’s identity is free of activity for an entire month, which allows for customers to feel safe.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What is ProtectyMyID?” tab_id=”1452581238037-d217b22e-5d90″][vc_column_text]ProtectMyID is an identity theft protection agency that keeps its members safe from identity thieves that are trying to prey on innocent individuals. They use state of the art technology to detect, protect, and resolve any situation that may harm a customer. ProtectMyID is owned and backed by Experian, one of the largest credit reporting bureaus in the world.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What does ProtectyMyID do?” tab_id=”1452581271991-a47e4c8b-12fb”][vc_column_text]ProtectMyID monitors its members 24/7 for any suspicious activity being done to their identities. If anything suspicious is detected, they send an alert either by phone call, text, or email letting the customer know what’s going on. If there happens to be a breach, then the restoration specialists will take over and they will do the heavy lifting to restore the identity of the customer.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What credit bureau does ProtectyMyID use?” tab_id=”1452581299939-b9afaee2-2431″][vc_column_text]ProtectMyID is owned and operated by Experian, one of the largest credit reporting agencies in the world. When becoming a member, customers receive a free credit report from Experian. All credit monitoring is done through Experian as well.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Who owns ProtectyMyID?” tab_id=”1452581332443-2a38967a-1009″][vc_column_text]ProtectMyID is owned by Experian, one of the largest credit reporting agencies in the world. They operate in 39 countries and employ over 17,000 people.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Where is ProtectyMyID located?” tab_id=”1452581361614-6fba03df-c28f”][vc_column_text]ProtectMyID is owned by Experian, one of the largest credit bureau reporting agencies in the world. It has multiple corporate locations across the world. It has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and São Paulo, Brazil.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Why choose ProtectyMyID?” tab_id=”1452581393713-325a4584-0492″][vc_column_text]You will want to choose ProtectMyID because it has the backing of the largest credit reporting agency in the world, Experian. By having the technology and resources that Experian provides, it allows ProtectMyID to be an industry leader and to have a leg up on the competition.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Does ProtectyMyID offer a family plan?” tab_id=”1452581437450-222e59b5-132d”][vc_column_text]ProtectMyID offers Child Secure, which is a children’s plan (under the age of 18) that can be added to an existing member’s account. Each child is an additional $6.95 per month.[/vc_column_text][/vc_tta_section][/vc_tta_accordion][/vc_column][/vc_row][vc_row][/vc_row][vc_column][/vc_column][vc_column_text][/vc_column_text]
This is a good price, and I really like that they offer child coverage. I would say that the $16 is really not bad, but that’s my opinion.
Thanks for reviewing the identity theft plans. I have travel plans to Europe and am concerned about what I would do if I lost my wallet. I agree that all three credit bureaus should be monitored. I’m glad that the debit cards and medical cards are covered but it’s also important that my credit cards are included. A good price is important, but as you say, you get what you pay for.
I agree that $16 is a great price, but I think all the credit reports should be included and loss of credit cards should be included IF the credit card companies don’t remove the charges. The weird thing is that it’s highly likely that the credit card companies WILL remove the charges, so I don’t know why Experian should be so shy about wanting to come out and say they’ll cover this aspect of protection. Maybe they couldn’t negotiate a suitable deal with Equifax on the credit reports.
I’m glad this article contained the tidbit about kids being 51 times as likely to have their identities stolen. I knew they were more susceptible than adults, but I had no idea how much!
I would def. want the call center to be open 24/7. TO me, that is a must. What if I need to speak with someone at 12am after I realize things aren’t right? I’m going to look at some other company’s plans.
While I haven’t personally used this, it seems like a product I would use. I enjoy all the technological features about it, such as monitoring me online and keeping up with me when I move. It makes me feel more protected. Also, the price is cost-effective.
The credit alerts are what I need. Like that children can be included too.
Lost wallet protection is important. I’ve lost mine a few times, but luckily it was just around the house or in the car both times. It’s scary when that happens. Not sure if this company can offer everything I would want though.
This is a pretty okay plan, but I’m not sure the sex offender registry is really that important, I can just go to a website whenever I want and check the latest updates. I guess it’s good for some people to have though.
Thank you for this information on ProtectMyId. I was considering taking a look until I found this article. I feel the price becomes too high when adding my credit score and report. I mean if I want to check it quarterly, then I have to pay an extra $120 per year.. I believe that should come with the monthly fee.. at least once quarterly. Maybe I’m looking at the information in correctly.. yet the pricing for ProtectMyId appears a little higher than the other services I’ve researched. Plus the fact that noidentitytheft did not give it their highest ranking.. thank you so much for this info.. and keep smiling
The child cover feature is really interesting! I guess I knew that children also are at risk for identity theft but I didn’t know the stats. I like that they call attention to that. The fact that wallet protection doesn’t cover credit cards is really frustrating. I like the price, but I feel like I’ve seen other companies with more/better features included.
I wouldn’t want to consider this plan knowing Customer Support isn’t always available, and what’s worse I would also want monitoring on all three bureaus and not just one. They should also consider including credit cards in wallet protection, because why in the world shouldn’t you? This article is totally right on calling it a mediocre service, I don’t think $16 sounds real good if I don’t get enough protection and any good after sales support.
I lost my wallet once and it was a hot mess! Really am considering signing up for this! I like the price and all the features available,
Yes Andrea, $16 is one of the better deals for comprehensive coverage. Kids are the fastest growing segment of the population that are experiencing identity theft. Identity thieves go after them because they know that they aren’t keeping an eye on their credit, which allows the thieves to do serious damage without anyone knowing. The child won’t know about the damage until they apply for credit the first time as an adult.
Exactly Jim, you get what you pay for, so if you want better coverage, then you may want to go with Identity Guard or LifeLock. They offer plans that are pricier but also protect their clients better as well.
I agree with you Bob, it’s a good price for comprehensive coverage. And adding a child for $6 a month is a bargain especially since children are such hot targets for identity thieves nowadays.
Katy, the lost wallet protection feature is a wonderful thing to have. You call them, and they do all the work for you. You won’t have to waste any time or stress out about who you have to call. Definitely worth it just for that feature alone .
Such a shame I didn’t know about this when I lost my wallet back in time. Protectmyid would be a great way to cancel them all immediately once my wallet was lost so that I wouldn’t have to deal with every different bank card I had.
I’m happy my parents thought to protect me on their account, becuase I did have my identy stolen at 17. What a way to start my credit off right?! Well now I have my own account and I will always have it since I know what can happen.
My family gets so much junk mail! I’m happy this plan will keep companies from accessing my information and putting it on their list. I haven’t the time nor the energy to sift through it all day. It gets exhausting!
Nice. There are so many offers with a so little price, in my opinion. I wish I could order everything from this page because everything sounds so amazing! For example, I’ve lost my wallet three times in my life and I have had so much trouble with this – I wish I had ProtectMyID plan.
If given a chance,I will recommend it to my family and friends because of the higher chance of security on their personal identity. this time,I am sure that I will avail it for the security reasons and the convenience on my part. It minimizes the chance of getting my identity stolen plus it’s more cheaper than the other competitors.
I think $16/mo is way too much money to spend on something that won’t offer full coverage. Like many others who frequently use the internet to do things such as online banking and online purchases, I value my personal information greatly. If I were to pay for a service, I would want it to cover my credit card and all credit scores. I think it’s interesting that there’s a protection plan for kids. It’s never even occurred to me that someone would steal a child’s information and ruin their credit. Hmm.
Not my favorite choice but I appreciate the review. It is relieving to see so many plans offering protection for our children. I do think offering a little more protection in some other areas would be very helpful to the plans offered. However, $16 is one of the more affordable prices I’ve seen. Cannot argue with that.
For the features that you get with this product, those prices are very affordable!
The best thing about ProtectyMyID is that I know they are monitoring if my information is being used in Identify Theft, or what may appear to be that. When I do something, they ask if it was me. And I don’t have to go to the site often, because I know they are looking out for me actively!
Wow, I’m really impressed by these people. Not only are they reasonable, but as a credit reporting company, they really have a vested interest in keeping you safe. I’m sure they know the entire credit industry inside and out. I like the array of choices they have as far as getting your credit score and everything. Some people get that service free from their credit card providers, but I don’t.
I appreciate ProtectMyId team for offering many good plans and that too at the very normal rates. I am signing up for this plans, today itself. Thank you.
I purchased ProtectMyID Child’s secure plan. I must say, I happy with this. The customer service is also fantastic.I will always trust them with my identity.
Yeah, when we started looking at all of these companies, that is one thing we wanted to have included….all 3 credit reports and child protection. $16 is good, for a beginner….but once you’ve obtained better credit and more assets and make more money, I’d look to go elsewhere….unless you don’t mind watching your own credit daily.
The price is excellent, but are you compromising quality to get that price? I’m not so sure about this one. The review does look nice, though. What is your overall verdict?
Wow, I had no idea that children were 51 times more at risk of identity theft – that’s kind of crazy. I believe it though, which is why I’m glad that so many of these services offer child protection. I don’t have children at the moment, but it’s something I’ll have to keep in mind in the near future.
I think the fact that this is a service from Experian lends credibility and would encourage consumers to try the service just for the name alone. However, what will keep people from using this service is the exclusion of credit card from the wallet protection. I find it odd because more often than not, it’s the credit card that gets targetted. Granting that this is not included, Experian could have included it as an add-on for a minimal fee. I do think they could do better especially that they are well known in the industry and people would look to them for identity protection service.
One thing that I really like about Protect My Id is that it discusses a much under-rated and discussed is how children and teen credit also has to be protected (and watched). My cousin’s daughter’s identity was stolen and it was a nightmare, getting all of her credit free and clear. She uses Protect My Id for her family and has been encouraging all of us to get the same. I also like that you can get regular monitoring and access to all of your credit reports and not just one, if you go with the upgrade.
This just doesn’t seem as extensive as some of the other packages I’ve read about on here. Not a bad price though. And had no idea how important it is to protect your child’s credit!
Like the article suggests, this plan seems mediocre. I don’t like that the call centre is not open 24 hours a day. This makes calling during emergencies even more stressful and makes the service almost seem useless. Also, the fact that CREDIT CARDS are not protected in the lost wallet feature is concerning considering most issues with identity theft are caused through credit cards. Not sure if I would consider this as an option…
Hi Sean! Yes, children are the fastest growing segment of the population that is getting targeting by identity thieves. They are easy targets because they aren’t applying for credit anytime soon and the bad guys know this. They can do all sorts of damage and by the time the child grows up and applies for credit, the identity thief will have been long gone for many years. It just leaves a mess that has to be cleaned up.
I agree with you Bronwyn. I don’t like how their call center isn’t open 24/7. Their lost wallet feature is also mediocre. There are better companies for the same price point that offer more services.
It’s on the inexpensive side, so if your budget is a bit tight, you may want to try them out. They are backed by Experian so you know they are legitimate. But in my opinion I would go with LifeLock or Identity Guard.
My thoughts exactly Marc. Being that it’s backed by Experian you would think that since the credit game is their speciality, that they would be the leader in the protection of it. It lacks many benefits that similar companies provide and that’s why they have the larger portion of the market.
Exactly Chris, I don’t have children myself, but when I do, they will be protected right away. I wouldn’t want anything to happen to my child’s credit profile before they had a chance to build it themselves.
Hey Maddie, the price is good but you don’t get the comprehensive coverage that you would receive with Identity Guard or LifeLock. It’s a good service but I would go with one of the other two I just mentioned.
As you build your assets you will want to go with LifeLock, they have the best coverage for people with higher net worths since they monitor investment accounts. I agree that ProtectMyID is good as a beginner protection but not for people who are more established in life.
I must say, their customer service is really good. The representatives are extremely nice and very helpful. The price for the child plan is really good as well.
Glad you found the review helpful and you decided to sign up. It’s a smart move to have protection. The price is good and the service is second to none.
Some credit card providers will give you your money back, but they won’t monitor your credit profile for you if someone applies for credit in your name.
Their fraud alerts are pretty good. Anytime there are any suspicious charges or your credit getting pulled, they will immediately send you an alert checking to see if it was you.
That’s why I like ProtectMyID. It’s affordable and does the basic job. You won’t get bells and whistles and it shows with the price. If you have a tight budget then this is the membership for you.
I agree. I think they should work on their wallet protection and allow for credit cards. I don’t understand how that is even possible. Everyone has credit cards so they should be part of the membership.
For a few dollars more a month you could get Identity Guard’s Total Protection plan and that gives you quarterly 3 bureau credit scores and credit reports. In my opinion, I would go that route.
They definitely get the job done. The price is cheap and getting child protection is not expensive either.
I am glad you found everything so helpful LilyJane.
I hate junk mail!! I really like how they have the service to lower the amount of junk mail you receive. It’s such a waste of paper as well.
You should be the poster child for identity theft protection companies. You were taken advantage as a minor and you had to deal with everything to get your credit profile back. Glad you are smart enough to get protection of your own.
Hi Furkan. Lost wallet protection is a great perk to have along with getting your credit profile monitored. It’s saves you such time and headache having to contact all your card providers and letting them know about your situation. Instead you make one phone call to ProtectMyID and they handle the rest.
There are multiple flaws with their service. I really don’t like how Experian owns this service but only monitors one credit bureau. I think they have the resources to get all 3 bureaus monitored. I was not happy when I saw that, and that’s why their score reflected a low rating.
Exactly Papersoul. I think the company heads should get together and revamp their whole service. They have the means and expertise to accomplish this and compete with the top guys in the industry.
Glad you liked the review Shalonda. You don’t get nearly as many benefits as other companies. They could definitely do a better job and make the extra effort to compete with their rivals.
I had no idea that children were 51 times more likely to be victims to identity thefts than adults! I knew they were susceptible to it, but not nearly so much more. I think ProtectMyID offers some solid things, but they by no means sound like the best option. I love that you point out the flaws with this company, like the fact you can only monitor 3 cards. That would be a huge problem for me, and at $16 a month I would expect to be able to have full coverage on everything– not just a few. I do like the child protection service they offer, but other than that they do appear to be quite subpar compared to other companies and plans. Thanks so much for taking the time to honestly review them, because identity theft and your protection against it is definitely something we should all be incredibly informed about!
Not having 24 hour support is a dealbreaker for me. If I find out at 2AM that my identity is used by some yahoo in Minnesota, I want to be on the phone with someone taking care of it at 2:01. The worst thing in the world would be to have to wait another 5+ hours to get someone to take care of it.
Yea this would seem to be a no-brainer to me too. Why would they offer wallet protection but not cover credit cards?!
It is true that some plans on ProtectMyID might seem mediocre, but the price is fair for what it offers. I think to everything there is a beginning. This plan is very helpful for those with a tight budget, probably job
hunting or not fully independent. This plan might also be good for skeptics who doubt the usefulness of identity theft protection especially for children. When it eventually stops something bad from happening, I think at that time you might be convinced to go out and get the more comprehensive plans or to a
different company.
The facts are clear, last year the total dollar value in identity theft cases stood at $5 billion dollars, with an average of 30 hours per person in resolving an identity theft complaint. The cost and consequence of identity theft is no joke, as long as any plan guarantees protection and works according to what it offers it is worth trying. I am happy with what ProtectMyID offers, it is satisfying to me that almost everyone can be able to afford identity protection.
I was looking for identity protection for my children so I decided on ProtectMyID Child’s secure plan. Great review, I didn’t know about the stats. Very disturbing information.. I have no idea that children are 51 times more likely to become victims than adults. We definitely need to do something about it.
Knew someone a couple of years back whose van was broken into and all of their belongings was taken. They were devastated. How can someone do this to another person? But companies like these can really help. My mom had her identity stolen before as well and I think this service would have been a huge help. Definitely will look into this!
In all honesty i had no idea there were these kind of services that offer child protection. New baby came 6months ago and im already thinking on this. 16$ is not expensive at all. Thank you for this reviews that you do!
In all honesty i had no idea there were these kind of services that offer child protection. New baby came 6months ago and im already thinking on this. 16$ is not expensive at all. Thank you for this reviews that you do!
After reviewing the other identify theft companies through your website I found that this one would be the least attractive option for myself anyways. Not having a 24/7 call center is not a great feature considering how often I travel into different time zones. Communication is the key! The $16 is A LOT more appealing that the cheaper option in terms of features… The $6.95 deal doesn’t even seem to be worth it. I mean I think parents are capable of monitoring their children’s online behaviors instead of paying money for that… who’s to say that anyone would even pick up the phone if you had an issue anyways!
A couple of years back, I signed up to Experian protectmyid (1 year free from target) due to breach of government data. While I put a little trust on such services to point out any sort of problems, it actually did a decent task.
Later, I upgraded my free plans just to have those insurance and credit scores that wasn’t there in free plans. I have to say I’m satisfied with what I have now. And again this is one of the easiest to digest reviews I have read. Reminded me of my first plan. Kudos to the author.
I think protecting my children identity for $16 is worth it. i mean how much will not protecting their id cost. looking at it from a different angle though, there are people out there who can still think $16 is too priced. They dont understand that monitoring and access to all of your credit reports/scores are a plus.
Wow! This is something that I haven’t even considered. I’ve always known that children would be more of a target, but I was thinking more along the lines or personal safety, not in relation to their future credit rating. This is definitely something I will mention to my friends that have children, because I doubt they’ve even considered this.
Isn’t it so sad that children’s identities are targeted? Since having my own children, I’ve begun to be more and more concerned with the possibility of identity theft, especially if it happened to my children. Having seen what friends have gone through with it happening to them, I know the importance of having some sort of identity theft coverage! I like the price of ProtectMyID, especially with the children’s coverage included, and it seems a competitive price. However, it appears that a more comprehensive plan would have to be bought elsewhere. There are some major pieces missing, especially the lack of monitoring all 3 credit bureaus.
I’m up in the air on this one. It seems good with the low cost, cheap cost to add a child and love they mailing list removal feature too. The lost wallet is also great but it scares me that it doesn’t cover credit cards. But do I really need it, my credit cards have always removed the charges when I had fraud in the past?
I know a lot of people have wondered if it’s really worth the price paid to protect your ID from identity theft and have wallet cover.. but realistically when faced with such a situation you’d wish you had got ID cover.
I think at the price it’s currently at to get ID protection which comes with advanced reporting, live updates and brilliant customer service you can’t complain.
Give them a call and see for yourself, 5 minutes speaking to their representative put my mind at ease.
I just got out of my parents house, on my own. And though I do not have a lot of credit, I do want to protect the little I have. So, I signed up for with this company. As I build up more though, I believe I will go with Lifelock, as I have heard nothing but rave reviews. But for now, this will work. And I DO like the address alert changes….I seem to have a common name. :/ So far, happy with them. Basic coverage for a low fee. Good enough for now.
I really like this program. I have researched many identity protection programs and this seems like one of the best. I really like that there is a way to protect my child from id theft. It is terrible to have to worry that when my child is 18 and going for college loans that he finds out he has bad credit! I will def. be considering signing up for this!
I am so glad you found our review helpful and realized how vulnerable children our now. Majority of people have no idea that this is going on. The parents should look into the best interest of their children to have a clean slate when applying for credit when they become of age. Share the knowledge Kelly!
Hi Kathleen. It’s a good program that gives the basics of identity theft protection. They have a long history in the niche business so they know what they are doing. I hope you decide to sign up, you are only doing what’s best for you and your child.
Hi Jennifer, glad you have the awareness at a young age to realize that you need to keep your precious credit profile kept safe. ProtectMyID is a reputable company that will do the job. LifeLock is also a good company that provides excellent service. It comes down to preference and what benefits you are looking for when choosing between companies. Come back to our site when you are ready to switch and look at what LifeLock can offer when you want to upgrade.
It’s a no brainer in my eyes Adam. I think people are unrealistic about how reality works. When statistics show that millions of people are getting their identity stolen every year, people for some reason ignore it and don’t think it will ever happen to them. And then when it happens to them, it throws them into a whirlwind of stress along with endless paperwork and phone calls to get everything fixed.
I agree with you David, I hate how credit cards are not covered in the lost wallet protection plan. That should be the main focal point in my opinion since everyone has credit cards. That is what turned me with ProtectMyID, but it’s still a good monitoring service nonetheless.
I agree with you Phoebe. I don’t like the fact that a company that is owned by one of the 3 credit bureaus (Experian) doesn’t monitor with all 3 credit bureaus. I find that to be odd to be honest with you. That’s another reason it lost some points when ranking it compared to other protection services.
It’s actually $6.95 per month for your child Justice. But yes, monitoring and having access to your credit is very crucial nowadays. And even at $16, it’s not that much compared to a lot of frivolous spending people do on a monthly basis that does absolutely nothing for them.
Thanks Ameen! I spent a lot of time doing research so it’s nice to get some praise for the hard work. I am glad you are happy with the service and understand how important identity theft protection is.
Hi Alexa. The purpose of having your children monitored is not for their behaviors online. It’s to monitor their credit profile and see if anyone is using their name to open bogus accounts. You have no way of monitoring that on your own unless you constantly order credit reports for them on a consistent basis, and if you do that, will cost you way more than just getting monitored for just $6.95. I hope that helps clarify things for you.
Thanks Jerome! Congrats on your baby! You want to make sure your new precious child’s credit profile is kept safe until they are an adult. It’s always better to be safe than sorry. $6.95 a month is nothing compared to the rest of the things you have to pay for your child.
Yeah Julia, identity thieves see them as easy targets since nobody is watching their credit profiles. They are fresh and easy to take advantage of. The way we fight it, is by awareness, and I hope with websites like this and others, we can curb this growing problem.
Well said Ernie. But the damage that was caused by identity theft was way more than $5 billion. According to U.S. Department of Justice, Javelin Strategy & Research, it was $26 billion last year. Tax fraud alone has already hit $21 billion this year, and we are only in March. Very scary stuff.
I agree with you clark. I don’t like the fact that they don’t offer 24 hour support as well. That’s an important factor when making a choice of which identity theft protection you want to go with. Overall, ProtectMyID does have many positive benefits, it just has a few things that make it less appealing compared to it’s competitors.
Thanks Hannah. I am all about awareness. If you know what’s going on, you are much less susceptible to becoming a victim. Our children are our future, so we need to make sure we look out for them until they are able to fend for themselves. ProtectMyID is a subpar product compared to it’s competitors but they still offer good service and at a lower price point. You basically get what you pay for.
If I was a female that lived alone, I would definitely want to get the sex offender registry sent to me. There are some creepy people out there and I would want to know how many were around me. I think it is a nice service that is provided that other competitors don’t.
Each person has main points that they want covered and is looking for certain benefits. Some people may not like LifeLock or ProtectMyID, but they like MetLife Defender because they offer the best children protection in the industry. Everyone is different so different companies cater to different peoples’ needs.
I think everyone should sign up for identity theft protection for that main reason. You should always become alerted if your credit is ran at any time so you can stop anything from happening right away. Everything else is just icing on the cake in my opinion.
That’s what I like with this service, it is cost-effective and simple.
I agree with you completely Martin. I want a company that is available 24 hours a day as well. A company that offer 24/7 service is LifeLock, check out our review – http://noidentitytheft.com/lifelock-review/.
Yea, the statistics on venerability of minors to identity theft is mind boggling. The awareness on this site is awesome. I think ProtectMyID offers some great features and value at extra $6.95 for child monitoring information. I need to also check on my 2 years old.
When I read this, all I could think of was my sister who had difficulties getting into an apartment complex for her background report stated she had lived in another state but she had not. It took my sister forever to reconcile this on her own, with LifeLock she would have been able to resolve the address issue on her background without a second thought. That was a super stressful experience for her, I love that LifeLock would monitor that information to assist in alleviating the stress that can come from misinformation on your background reports such as someone using your identity elsewhere. LifeLock truly is a one for all type of service that the every day average citizen and professional entrepreneur can benefit from.
Some may say it is a waste of money but for me $16 is worth it like it is our kids identity we are talking here and I won’t hesitate about signing up for this. As early as today we need to protect our kids identity because right now identity theft is everywhere.
I must say this is just a perfect price for protecting our children’s identity. I am a single mother and I work really hard in order to give my children’s needs. This program will helped me protect my children’s identity and it only cost $16? Like wow! I am now signing up for this.
I don’t think ProtectMyId is worth its price. When you compare it with other data protection plans, it looks very basic, I wouldn’t go for a plan that doesn’t offer 24h customer service. What is the best data protection plan within the same price range?
ProtectMyID is a part of Experian, the world’s largest credit bureau so the members can be sure they are getting some of the best service in credit monitoring and identity protection across the board. It is shocking that Children are 51 times more likely to become victims of identity theft than adults. But with ProtectMyID, we can get identity protection for our children too and it is the most impressing factor here. However it doesn’t cover as many areas as others, this is a good service considering the price you pay.
Thanks for the informative comparisons. This one strikes me as a good value for the money. I don’t have kids, but that warning about kids having their identities stolen is one well worth heeding. It never occurred to me, but it’s actually common sense; thieves go for the low-hanging fruit.
A good service, but I don’t think I’ll choose it because I’d like to have CC coverage.
This is a very good product and delivers what it commits.The surveillance alert notification system to immediately alert via text or e-mail if there is any suspicious activity regarding identitytheft is very professional and efficient .One advantage ProtectMyID has is its plan also monitors your children’s personal information, which is a vital service because children’s identities are 30 to 50 percent more likely than adults to be compromised. At no extra charge,my children get the same identity coverage as me. I recommend it to all. Two thumbs UP.
When I was a child, someone put a cable bill in my name. When I was 18, the same person put a credit card in my name. I didn’t find out until I was about 22. I couldn’t understand why I never qualified for anything and when I did, I needed a deposit. Financial Aid and Scholarships paid for everything because I was determined to not take out a loan and since I wasn’t able to establish credit, college was kind of rough as far as money was concerned. Being that I was doing everything I could to be totally independent, I never told anyone that I didn’t qualify for anything.
One day while I was at the bank seeing if I had built enough of a relationship with them to qualify for a credit card, I was told if I am denied I will be able to get a copy of my credit report. I was denied so I requested my report and that is when everything was made clear to me.
The amount of time my parents and I spent submitting paperwork alone was unbelievable and the problem didn’t get fixed for what felt like forever.
Coming across this post is bitter sweet. Happy that I have an experience to share my testimony, but sad because I know in the age we are now, kids are even more vulnerable than I was back then and things could be much much worse for them. As an adult, I am very cautious with my personal information. I have yet to have children, but I share my story all of the time.
Thankful to have come across this post because if anyone can recommend coverage for your children, it is me. Do not make the same mistakes my parents made with me by allowing my personal information to be unsecured because this crime may be lying in wait for years before you are made aware of the fact your identity and future finances have been compromised. The amount of time it took to clear up the issues on my credit report cost me way more than it would have if a service like this was available. A little old $16 a month can literally save your life.
This is a good program. But when I compared it to some of the other Identity theft programs, ProtectMyID doesn’t seem so good. Also in ProtectMyID, only one major credit bureau is monitored out of three bureaus, this could be risky; when you have already subscribed to an Identity theft prevention program, It doesn’t make sense. Some people might find this program interesting because this is provided by Experian. I am giving it 5 out of 10 points.
Thanks for your input David. Only being monitored by one credit bureau is definitely a let down, especially since Experian is the owner and they obviously have an inside advantage with credit bureaus. The program is reliable and does it’s job, but for the price you can get a better membership elsewhere.
Thanks for sharing your story James. Child identity theft protection is a serious problem that is only getting worse. Sad to see you were a victim of it. Completely innocent children getting taken advantage is so wrong. I believe the penalty should be double for criminals who prey on minors. I think it would help deter them from doing it.
Hi Mohit, each child is an additional $6.95 per month. How are you getting them at no extra charge?
Hi J. It is a good service and does the job. Their monitoring service and their customer service are really good. I just wish they had different plans, instead of only 1 plan to choose from. People like to have choices, unfortunately ProtectMyID doesn’t provide any. I think they need to re-vamp their lost wallet protection and include credit cards. That should be mandatory for that service across the board.
Hey Stuart, Experian is the largest bureau and it’s a shame that you only get credit scores from them and not Transunion and Equifax. I really don’t like the fact that they do this. I think if they stepped up and offered 3 scores, that their memberships would increase.
Hi Kamila, for $1 or $2 more a month, you can go with LifeLock or Identity Guard and get much more value. Those two offer many more amenities and benefits that ProtectMyID doesn’t offer. And those two also have multiple plans with different price points to fit any budget.
Airene, when you sign up for ProtectMyID, you pay $16.95 and your children are discounted at $6.95 per month. The children’s price is a good deal and it gives peace of mind knowing that they are being monitored. They won’t go into adulthood having to wonder if their identity was compromised.
Hi Brandy, thanks for sharing your sister’s story. LifeLock does a great job of monitoring and reconciling any issues with your identity. Companies like ProtectMyID and LifeLock really help people with peace of mind so they don’t have to worry about any surprises. It’s completely affordable and worth getting a membership so you don’t have to stress about your identity if you ever fall victim to an identity thief. They take care of everything and you can go on living your life.
I am glad you found our review so helpful. The credit monitoring and receiving credit scores should be mandatory for all identity theft protection companies. What should also be mandatory is that your credit should be monitored by all 3 bureaus. Unfortunately most don’t do that. That’s why we gave them a lower rating, because they only use Experian. I personally would recommend going with a company that uses all 3 credit bureaus.
I am always been concerned about securing my identity and other personal information. So I always keep myself subscribed to an identity theft program.
I haven’t used protectmyid myself but my first cousin did. So I can review thes program on her behalf for sure.
She was never really concerned with having her identity stolen–I mean, you hear stories all the time about people’s identities being stolen, and she always used to wonder how that was possible. Even I warned her to get her ids protected to avoid any mishap but she was always been careless.
Well, the summer after she graduated college, she decided to road trip across the US before real life hit. Her parents suggested she get protectmyid since she was going to be so far from home. To put their minds at ease, So finally after being forced by her parents she got their stand package.
And she was being lucky to do so as just after 2 days of departure she received a call from an ProtectMyId representative telling her that someone in california had not only tried to use a card with her name on it, but that same person had been arrested IN Her NAME! On been asked who it was, they gave her the name of her ex-roommate.
Due to identity theft protection she was saved from any kind of problem and till that day she has always been subscribed to protectmyid. Once I suggested her to try another identity theft program for testing purpose but she refused as she is fully satisfied by their service.
Years ago, a good friend of mine was a victim of identity theft; he when from being a successful businessman to an employee within less than a year… He didn’t only lose his home, but he also lost his business and as a result, his marriage when also down with it. There were many things that were purchased from his personal and business accounts; it went from home appliances to a home in Freeport, New York. It seemed as if one thing led to another; from his checking account to his credit cards; once they have your personal information, you’re done!
For many years, and as I grew older, I started to gain more financial freedom, but with it, came the sleepless nights. My worries were so intense at times that I started to check my credit score regularly without letting a professional do it for me. I didn’t know that by doing that, my beacon score went down a few points each time I checked; at that time I was working at an auto dealer and I could check my credit through our system, so I was doing what they call: “Hard Inquiries” before I knew it, I went from a perfect 800 score to a 650, hurting me more because now I was going to pay a higher interest rate for everything I bought.
I decided to put a stop to it, so now I’m here, talking about it and back on track. I found the solution that I was looking for in ProtectMyID… they do all the credit monitoring in a professional way and give you an alert notifications if something is not right. It’s great, they will alert you via text or email of new activity that could be identity thieves at work. With a 24/7 call center, you can be sure to sleep at night with no worries at all… it’s a great online identity theft protection service.