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ID Shield

lifelock cost*Free Trial Disclosure

4 Reasons Customers Love LifeLock

  • Early Warning: Text, phone and email alerts if suspicious activity occurs on your accounts.
  • US-Based Support: Investigators, lawyers and an award-winning support staff.
  • Highest-Rated Customer Service: A- BBB (click to verify) and 85.6% customer retention rate.
  • No Penalties for Canceling: Cancel anytime with no contracts or penalties.
IDShield Individual Plan Features

LifeLock coupon

LifeLock

Ultimate Plus ™

$26.99/month

$29.99/month/regularly

30 DAYS FREE*

 

Instant Coupon

  • Consultation with a private licensed investigator and 24-hour assistance during emergencies
  • Quarterly credit score updates and credit card monitoring for one person
  • Full service identify restoration to get your identify back to its pre-theft status
  • Mobile and personal email alerts to notify potential fraud
IDShield Individual Plan Features

Priority Live Member SupportUnlimited Consultation

investment-account-alerts

Get unlimited advice on how to read your credit report, stop credit card junk mail and identify scams.

Get 24-hour assistance if your card is lost or stolen, or restrict access to your credit report with a credit freeze.

Online Credit Report and ScoreCredit Score Monitoring

data-breach-warning-1

IDShield monitors your credit without affecting your credit score or adding inquiries.

Receive quarterly credit score updates and timely alerts that notify you of any changes to your credit profile. Continuously track credit score changes and identify the factors that affect your credit.

Credit Report and ScoreComplete Restoration Assistance

credit-report-score-1

IDShield fully restores your identify if compromised. IDShield’s licensed private investigators will notify and collaborate with key financial institutions and credit card companies to get your identity back to its pre-theft status.

Privacy Monitor ServicePrivacy Monitoring

bank-credit-card-alerts-1

IDShield proactively monitors global black market websites and peer-to- peer file sharing networks for unauthorized use of your personal information including name, birth date, driver’s license number, social security number and mailing address.

Receive personal email notification and mobile app alerts about potentially suspicious activity.

LifeLock Identity Alert SystemReal-time Alerts

privacy-monitor

You’ll be notified in real time of any status changes or alerts to your personal and credit profile. You’ll then be able to decide if you want to dismiss or take action on a notification. IDShield’s private investigators are available 24-hours a day to help you find a resolution.

Credit Score Tracking

Quarterly Score Tracker

monthly-credit-score-2

IDShield offers quarterly credit reports and scores from TransUnion. With credit monitoring and activity alerts, you can review your information for discrepancies and suspicious activity.

Online Credit Report and ScoreName Monitoring

us-based-support-team

IDShield monitors your personal information including your name, address, insurance card and phone number.

Online Credit Report and ScoreCredit Report Monitoring

sex-offender-reports

IDShield will monitor and review your credit report and alert you of any changes or suspicious activity. It offers quarterly credit reports from one credit bureau and three free annual reports.

File Sharing Network SearchesSocial Security Monitoring

1-million-guarantee

Protect your identity from every angle. IDShield monitors the use of your social security number and detects fraud or misuse of other personal information.

Checking Savings and Bank AccountsBank Account Monitoring

1-million-guarantee

IDShield will monitor up to 10 bank accounts and 10 credit cards. Members will getalerts on bank and credit card activity.

File Sharing Network SearchesMedical ID Number Monitoring

1-million-guarantee

Protects against medical identification theft and fraud. IDShield will also restore your medical identity if compromised. Up to 10 medical ID numbers are monitored.

Checking Savings and Bank AccountsIDShield Perks

1-million-guarantee

A membership plan also comes with discounts to more than 20 partners including 1-800-Flowers, Dell, HP, Office Depot, Enterprise/National, AT&T, Men’s Wearhouse, K&G Fashion Superstore, Sprint, T-Mobile, Kohl's, IHOP and so much more.

As soon as you sign up for an IDShield plan, you will be eligible for the MEMBERPerks program. Each brand has an exclusive member discount and you’ll find reduced prices on gift cards. Use discount codes and gift cards online or in-store.

A family of four could save up to $2,391 per year on discounts – this more than covers the cost of your annual IDShield membership! IDShield even has a saving calculator that helps you calculate how much you can save with perks as a member.

IDShield Family Plan Features

LifeLock coupon

LifeLock

Standard ™

$8.99/month

$9.99/month/regularly

30 DAYS FREE*

 

Instant Coupon

  • Identity protection covers up to ten people – two spouses and up to eight dependents
  • $5 Million Service Guarantee
  • Comprehensive personal identity monitoring including passport, email and medical IDs.
  • Payday loan monitoring tracks payday loans or similar cash advance loans opened using your social security number
IDShield Family Plan Features

Investment AccountProtection for the Entire Family

real-time-alerts

The IDShield Family Plan offers the same level of service as the Individual Plan but for two spouses and up to eight dependents. IDShield monitors 34 billion current public records for potential fraudulent activity. Email address and phone number protection are also available through Internet Monitoring.

Internet Monitoring for Illegal TradingMinor Identity Protection

illegal-website-monitoring

Parents and guardians can monitor potential fraudulent social security activity associated with up to 8 minors under the age of 18. This is only available on the Family Plan.

Advantage Plan$5 Million Service Guarantee

stolen_address_alerts

If you become a victim of identity theft, IDShield offers up to $5 million to restore your identity. Private investigators will assist you throughout the restoration process. With limited Power of Attorney, investigators can sign, make phone calls and contact credit card companies on your behalf.

Online Credit Report and ScoreComprehensive Personal Identity Monitoring

us-based-support-team-1

IDShield monitors up to 10 bank accounts, up to 10 debit/credit cards, up to 10 email addresses, up to 10 medical identification numbers, one passport and one driver’s license.

Service GuaranteePayday Loan Monitoring

1-million-guarantee

Monitors payday or other quick-cash loans opened using your personal information.

Reduced Preapproved Credit CardDriver’s License Monitoring

less-junk-mail

IDShield will monitor one driver’s license under this plan and conducts searches in public driver’s license databases.

Verification of AddressAddress Change Monitoring

real-time-alerts

Keeps track of your personal mailing address and sends timely alerts when a change has been requested by the United States Postal Service.

Reduced Preapproved Credit CardEmail Monitoring

25000-reimbursement

Monitors up to 10 email addresses. In the event that your email is shared on the Internet, you’ll get an alert of suspicious activity.

Court RecordsCourt Record Monitoring

real-time-alerts

IDShield looks at public records including court records to see if any illegal activity has been associated with your name. They’ll also send alerts if there are any signs of potential criminal identity theft.

Priority Live Member SupportPhone Number Monitoring

25000-reimbursement

Monitors up to 10 phone numbers. IDShield will notify members by email if they find any of your phone numbers on black market websites. They will also notify you if there’s a change in your phone number status.

Lost Wallet ProtectionLost Wallet Protection

real-time-alerts

IDShield’s licensed private investigators will assist you if your wallet is lost or stolen.Investigators will help you cancel your debit and credit cards.

Data BreachData Breach Alert

25000-reimbursement

When there’s a data breach, IDShield will work with you to determine exactly what data has been compromised, and they will do whatever it takes to get you back to your pre-breach status.

Sex Offender Registry ReportsSex Offender Reports

real-time-alerts

IDShield’s sex offender registry monitoring conducts searches to see if a registered sex offender used your name or address.

IDShield: Identity Theft Restoration by Licensed Private Investigators

IDShield provides identity theft protection expertise to over a million people across the United States and Canada. Although it offers similar monitoring features to other industry leaders, IDShield goes the extra mile and distinguishes itself as one of the most comprehensive and proactive identity theft protection services on the market.

Backed by its $5 million guarantee service, if you fall victim to identity theft, IDShield will spend up to $5 million to help recover and restore your identity. Private investigators are also available to answer all of your general questions to prevent identity theft, and if you become a victim, they will work to restore your identity back to its pre-theft status.

IDShield has been providing identity theft services for over 13 years but it rebranded in May 2015. IDShield is the identity theft division of LegalShield. LegalShield has an A+ rating by the BBB.

IDShield Protects You in 3 Ways:

  • Covers a broad range of personal information: including name, date of birth, social security number, mailing address, driver’s license number, medical IDs, passport number, email addresses and phone numbers
  • Access to support agents for general questions and 24-hour emergency support
  • $5 Million Service Guarantee: IDShield will spend up to $5 million to do whatever it takes to restore your identity.

IDShield vs. DIY


Service Guarantee$5 Million Service Guarantee

How it Protects – If your identity is compromised while being an IDShield member, they will spend up to $5 million on experts to help recover your identity.

DIY – If you need to hire experts to restore your identity, this will be an out of pocket expense. You may get your money reimbursed from your bank or credit company, but they won’t give you additional funds to restore your identity or compensate your loss.


LifeLock Identity Alert SystemIDShield Identity Alert System

How it Protects – IDShield monitors personal information from many angles. If something looks suspicious, they’ll alert you via email or phone. Members can contact a private investigator immediately to begin the restoration process.

DIY – If your identity has been stolen, you’ll have to make lots of calls and figure out how to restore your identity on your own.


Reduced Preapproved Credit CardReduce Pre-Approved Credit Card Offers

How it Protects – IDShield will request your name to be removed from pre-approved credit card mailing lists.

DIY – You can do this yourself at no additional charge through optoutprescreen.com.


Verification of AddressVerification of Address Changes

How it Protects – IDShield will notify you if there’s any changes to your address.

DIY – Address changes appear on your credit report. You can monitor your credit for free with Credit Karma.


Internet Monitoring for Illegal TradingBlack Market Website Surveillance

How it Protects – IDShield scans black market websites daily preventing the buying and selling of your personal information.

DIY – You would need advanced software and the expertise to monitor all the different sites.


File Sharing Network SearchesFile Sharing Network Searches

How it Protects – IDShield monitors peer-to- peer sharing networks and social media feeds for personal information including email addresses, bank account numbers and social security numbers.

DIY – There’s no way to monitor your personal information on every every social media channel.


Lost Wallet ProtectionLost Wallet Protection

How it Protects – If your wallet is lost or stolen, call IDShield and talk to a licensed investigator. The investigators will cancel your credit card and notify you of any security breaches. IDShield does not cover document replacement costs.

DIY – Make all the necessary calls yourself.


Court RecordsCourt Records

How it Protects – IDShield scans 509 million criminal and court records for illegal activity using your personal information.

DIY – You can go to your local courthouse and request your public records, but it would be impossible to stay up to date with this information as fast as a service provider.


Accounts Activity AlertsCredit Card & Bank Account Activity Alerts

How it Protects – IDShield will monitor up to 10 bank accounts and 10 credit cards.

DIY – IDShield only protects some of your bank accounts and credit cards. If you have more than 10 cards, you won’t be fully covered. Check all of your accounts on-line daily. Also, most banks and credit card companies do a good job with sending suspicious activity alerts.


Sex Offender Registry ReportsSex Offender Registry Reports

How it Protects – IDShield will conduct searches to see if a registered sex offender used
your name or address.

DIY – Unfortunately, no. You would need sophisticated software to be able to cross-reference your name and sex offenders databases.


Credit Score TrackingQuarterly Credit Report and Score

How it Protects – You receive a quarterly single bureau credit score to track changes over time.

DIY – Most credit card providers offer this service for free.


IDShield Review Wrap-Up

Although you can do many of the services they provide yourself, letting a company that specializes in monitoring, protecting and recovering your identity for an affordable monthly fee is invaluable.

By joining IDShield, you’re protected around the clock, and in the event that you’re a victim of identity theft, you have expert private investigators at your fingertips. They will do whatever it takes, and they can even help track who did it.

Since IDShield provides a comprehensive identity theft protection service, it’s worth outsourcing to a professional for the peace of mind.

Product Features
$899/mo

Plus Applicable Sales Tax

Start Your Membership

$1799/mo

Plus Applicable Sales Tax

Start Your Membership

$2699/mo

Plus Applicable Sales Tax

Start Your Membership

Product Features
  • LifeLock Identity Alert® System
  • Lost Wallet Protection
  • Address Change Verification
  • Black Market Website Surveillance
  • LifeLock Privacy Monitor
  • Reduced Pre-Approved Credit Card Offers
  • Live Member Service Support
  • Identity Restoration Support
  • $1 Million Service Guarantee
  • Stolen Funds Replacement‡
  • Fictitious Identity Monitoring
  • Court Records Scanning
  • Data Breach Notifications
  • Credit Card Activity Alerts
  • Checking and Savings Account Activity Alerts
  • Online Annual Credit Report
  • Online Annual Credit Score
  • Checking and Savings Account Application Alerts
  • Bank Account Takeover Alerts
  • Investment Account Activity Alerts
  • Credit Inquiry Alerts
  • Online Annual Tri-Bureau Credit Reports
  • Online Annual Tri-Bureau Credit Scores
  • Monthly Credit Score Tracking
  • File Sharing Network Searches
  • Sex Offender Registry Reports
  • Priority Live Member Service Support
$899/mo

Plus Applicable Sales Tax

Start Your Membership

  • $25,000
$1799/mo

Plus Applicable Sales Tax

Start Your Membership

  • $100,000
$2699/mo

Plus Applicable Sales Tax

Start Your Membership

  • $1 million



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Homepage

LifeLock’s homepage is easy to navigate and allows you to access the most important information instantly. In case you update your services or membership, this change will be displayed at the top of the dashboard and you opt to read the information in detail. LifeLock encourages its members to complete their profiles 100% to ensure that they reap optimal benefits from its protection features and services. Depending on the package you decide to subscribe to, all the important information will be displayed on your dashboard once you’re logged in.

lifelock homepage

 

 

 

 

 

 

 

Alert Preferences

In case LifeLock suspects any fraudulent activity in regard to your identity, they will alert you immediately via phone, email or SMS depending on your chosen communication preference. The company also allows members to choose identity theft news topics they’d like to receive regularly. This keeps LifeLock members informed about identity scams.

Lifelock alert preference

 

 

 

 

 

 

 

 

 

Notifications and Reports

LifeLock Review 2016. Editor’s LifeLock® review: BBB, Consumer Reports, Yelp. 85.6% Customer Retention Rate. Redeem Risk-Free 30-day trial & 10% promo code now.This section of the LifeLock member interface lets customers see their notifications and alerts. Detailed descriptions pertaining to their existing public records, internet monitoring and accounts can be accessed quite easily. Even better is that the credit reports are broken down to ensure customers understand them easily.

suspicious activity alerts

 

 

 

 

 

 

Account Management

Rather than call support every time one needs to make changes, the company has made it easy for members to add other members to their account or upgrade their packages with just but a click of a button. All the communication preferences, billing information and anything pertaining to your account can be viewed on your easy-to-navigate portal.

 

Lifelock notifications and reports

 

 

 

 

 

 

 

 

Member Support

In case of any questions or inquiries, LifeLock offers their 24/7 support team that’s tasked with helping you with whatever you need.

Lifelock support


Identity Theft Insurance Details

What’s Covered

In case you fall victim to identity theft, this policy coverage covers the following according to the State National Insurance Company’s definition:

  • Travelling expenses of up to $2500 for every incidence of identity theft
  • Replacement of documents of up to $2000 for every case of identity theft
  • Loss of income: A Maximum of $200 every day for a period of up to one month. This amount shouldn’t exceed beyond $6,000 for every case of identity theft.
  • Fraudulent withdrawals from a brokerage or bank account and credit card: A maximum of $10,000 for every single identity theft case.
  • Childcare and elderly care: A maximum of $200 per day and $6,000 per month for a maximum of one month for every identity theft case.
  • Legal remediation services and case management services costs: A total of $1 million for every case of identity theft.

What’s NOT Included

Believe it or not, there are some things that whose occurrence may prevent members from being covered in the event that they are victimized. Such include fraudulent withdrawals by members of the immediate family. In addition, failure to report incidences more than 90 days after discovering them can also prevent LifeLock members from being covered.

Member’s obligations and duties

To ensure receipt of the benefits of the $1 million service guarantee or those listed in the insurance, every member should adhere to the following.

  • After discovering losses, members should take all the appropriate measures to prevent funds from being stolen any more
  • Report card or bank issues in accordance to the laid out terms and conditions
  • Provide full cooperation and assistance to aid investigations
  • Waivers for applicable fees should be requested
  • Submit all the required information and documents to the insurance
  • Follow reasonable process for reimbursements

Information Collected During Sign Up

It includes name, email address, phone number, social security number, date of birth, age, gender, postal address, identity verification details e.g. the name of your pet, government identifying information e.g. driver’s license number, financial information and any other information that can be provided voluntarily, communication preferences, product interests and preferences, contact information of other people you’d wish to sign up as LifeLock members as well as information provided in emails or calls.

Information Collected from Third Parties

Information collected from third parties that LifeLock works in partnership with allows the company to provide high quality identity theft protection to its clients. Such parties include data aggregators, public databases, and ID analytics. Other information collected includes number of children, marital status, consumer and market research data, purchase behavior, interests and online behavior.

LifeLock Company Information

History

LifeLock was established in 2005 by Robert Maynard and Todd Davis and is based in Arizona, US. In 2008, the company signed a deal with TransUnion that allowed LifeLock to alert its customers of any suspicious activity regarding their credit reports. Four years later, LifeLock entered into partnership with the oldest independent bank in Texas, First Victoria Bank, and bought ID Analytics which provides effective risk and fraud management solutions based on predictive analytics. In late 2012, LifeLock became a public company with an initial public offering valued at $175 million. It now trades at New York Stock Exchange under the symbol LOCK.

Product

There are four different types of products offered by LifeLock and the most popular one is identity theft protection. The others include service for credit monitoring services, protection against bank account takeover and monitoring public records.

Non-Profit Community Involvement

Currently, LifeLock works in partnership with FBI Law Enforcement Executive Development Association. This partnership has allowed more than 11,000 law enforcement officers from all over the country to be trained on identity theft. Other non-profit organizations that LifeLock has worked with or continues to work with include CyberWatch, National Parent Teacher Association, National Organization for Victim Assistance or NOVA, and ETPRO among others.



What does IDShield do ?

IDShield monitors your personal and credit profile. If there’s any type of suspicious activity, IDShield will alert you with personal emails and mobile alerts through the IDShield app. You also have access to licensed private investigators for general inquiries, 24-hour emergency access, and a $5 million service guarantee to restore your identity.

How much does IDShield cost?

IDShield has two different priced plans depending on the number of people on the plan. Both tiers get exactly the same level protection. IDShield Individual Plan is $9.95 per month and protects one adult. IDShield Family Plan is $19.95 and protects two adults and up to eight dependents. The Family Plan offers the most bang for your buck and can protect your entire family around the clock.

How often will I be billed?

You can decide if you want to be billed monthly or yearly. Note that there are no discounts for annual billing.

Does IDShield monitor my bank accounts?

Yes, IDShield will monitor up to 10 bank account numbers and 10 credit card accounts.

Will IDShield hurt my credit?

IDShield will continuously monitor and track your credit score without affecting your credit.

Is IDShield worth the money?

IDShield is worth it because it offers you peace of mind and a resolution if your identity is comprised. IDShield will do whatever it takes for as long as it takes to get you back to your pre-theft status. Often times the private investigators will even find the person who
did it!.

Since IDShield provided the same level of service for the individual and family plan,large families get top-notch service without having to pay exponentially.

What sets IDShield apart from its competitors?

IDShield has a team of licensed private investigators with 30-years of identity theft experience. Investigators work closely with members to answer general questions and help them restore their identity if compromised. Investigators will do what it takes for as long as it takes to get things back in order.

What are the business hours of the licensed private investigators?

Licensed investigators are available to address identity theft questions and fraud issues from Monday through Friday (excluding major holidays) from 7am to 7pm Central time. During emergencies, you can have access to investigators 24-hours a day.

Do you get credit reports from all three credit bureaus?

IDShield only reports from TransUnion. On the Dashboard page, you can view the quarterly TransUnion score tracker, alert summaries and monitored information.

Can I do what IDShield does?

If you are the DIY type, you can opt out of pre-approved credit card offers. You can also access your credit reports and credit scores, however without IDShield, you won’t have access to over 30-years of private investigator expertise if your identity is compromised. You also won’t have access to their patented technology that scans black markets and peer-to- peer websites, or the $5 million service guarantee.

Can I cancel IDShield anytime?

Yes, you can cancel IDShield anytime, either by calling the toll free number listed on your membership card or writing.

IDShield Individual Plan Features

LifeLock coupon

LifeLock

Ultimate Plus ™

$26.99/month

$29.99/month/regularly

30 DAYS FREE*

 

Instant Coupon

  • Consultation with a private licensed investigator and 24-hour assistance during emergencies
  • Quarterly credit score updates and credit card monitoring for one person
  • Full service identify restoration to get your identify back to its pre-theft status
  • Mobile and personal email alerts to notify potential fraud
IDShield Individual Plan Features
Priority Live Member Support

Unlimited Consultation

investment-account-alerts

Get unlimited advice on how to read your credit report, stop credit card junk mail and identify scams.

Get 24-hour assistance if your card is lost or stolen, or restrict access to your credit report with a credit freeze.

Online Credit Report and Score

Credit Score Monitoring

data-breach-warning-1

IDShield monitors your credit without affecting your credit score or adding inquiries.

Receive quarterly credit score updates and timely alerts that notify you of any changes to your credit profile. Continuously track credit score changes and identify the factors that affect your credit.

Credit Report and Score

Complete Restoration Assistance

credit-report-score-1

IDShield fully restores your identify if compromised. IDShield’s licensed private investigators will notify and collaborate with key financial institutions and credit card companies to get your identity back to its pre-theft status.

Privacy Monitor Service

Privacy Monitoring

bank-credit-card-alerts-1

IDShield proactively monitors global black market websites and peer-to- peer file sharing networks for unauthorized use of your personal information including name, birth date, driver’s license number, social security number and mailing address.

Receive personal email notification and mobile app alerts about potentially suspicious activity.

LifeLock Identity Alert System

Real-time Alerts

privacy-monitor

You’ll be notified in real time of any status changes or alerts to your personal and credit profile. You’ll then be able to decide if you want to dismiss or take action on a notification. IDShield’s private investigators are available 24-hours a day to help you find a resolution.

Credit Score Tracking

Quarterly Score Tracker

monthly-credit-score-2

IDShield offers quarterly credit reports and scores from TransUnion. With credit monitoring and activity alerts, you can review your information for discrepancies and suspicious activity.

Online Credit Report and Score

Name Monitoring

us-based-support-team

IDShield monitors your personal information including your name, address, insurance card and phone number.

Online Credit Report and Score

Credit Report Monitoring

1-million-guarantee

IDShield will monitor and review your credit report and alert you of any changes or suspicious activity. It offers quarterly credit reports from one credit bureau and three free annual reports.

File Sharing Network Searches

Social Security Monitoring

1-million-guarantee

Protect your identity from every angle. IDShield monitors the use of your social security number and detects fraud or misuse of other personal information.

Checking Savings and Bank Accounts

Bank Account Monitoring

1-million-guarantee

IDShield will monitor up to 10 bank accounts and 10 credit cards. Members will get alerts on bank and credit card activity.

File Sharing Network Searches

Medical ID Number Monitoring

1-million-guarantee

Protects against medical identification theft and fraud. IDShield will also restore your medical identity if compromised. Up to 10 medical ID numbers are monitored.

Checking Savings and Bank Accounts

IDShield Perks

1-million-guarantee

A membership plan also comes with discounts to more than 20 partners including 1-800-Flowers, Dell, HP, Office Depot, Enterprise/National, AT&T, Men’s Wearhouse, K&G Fashion Superstore, Sprint, T-Mobile, Kohl's, IHOP and so much more.

As soon as you sign up for an IDShield plan, you will be eligible for the MEMBERPerks program. Each brand has an exclusive member discount and you’ll find reduced prices on gift cards. Use discount codes and gift cards online or in-store.

A family of four could save up to $2,391 per year on discounts – this more than covers the cost of your annual IDShield membership! IDShield even has a saving calculator that helps you calculate how much you can save with perks as a member.

IDShield Family Plan Features

LifeLock coupon

LifeLock

Standard ™

$8.99/month

$9.99/month/regularly

30 DAYS FREE*

 

Instant Coupon

  • Identity protection covers up to ten people – two spouses and up to eight dependents
  • $5 Million Service Guarantee
  • Comprehensive personal identity monitoring including passport, email and medical IDs.
  • Payday loan monitoring tracks payday loans or similar cash advance loans opened using your social security number
IDShield Family Plan Features
Investment Account

Protection for the Entire Family

real-time-alerts

The IDShield Family Plan offers the same level of service as the Individual Plan but for two spouses and up to eight dependents. IDShield monitors 34 billion current public records for potential fraudulent activity. Email address and phone number protection are also available through Internet Monitoring.

Internet Monitoring for Illegal Trading

Minor Identity Protection

illegal-website-monitoring

Parents and guardians can monitor potential fraudulent social security activity associated with up to 8 minors under the age of 18. This is only available on the Family Plan.

Advantage Plan

$5 Million Service Guarantee

stolen_address_alerts

If you become a victim of identity theft, IDShield offers up to $5 million to restore your identity. Private investigators will assist you throughout the restoration process. With limited Power of Attorney, investigators can sign, make phone calls and contact credit card companies on your behalf.

Online Credit Report and Score

Comprehensive Personal Identity Monitoring

us-based-support-team-1

IDShield monitors up to 10 bank accounts, up to 10 debit/credit cards, up to 10 email addresses, up to 10 medical identification numbers, one passport and one driver’s license.

Service Guarantee

Payday Loan Monitoring

1-million-guarantee

Monitors payday or other quick-cash loans opened using your personal information.

Reduced Preapproved Credit Card

Driver’s License Monitoring

less-junk-mail

IDShield will monitor one driver’s license under this plan and conducts searches in public driver’s license databases.

Verification of Address

Address Change Monitoring

real-time-alerts

Keeps track of your personal mailing address and sends timely alerts when a change has been requested by the United States Postal Service.

Court Records

Court Records

1-million-guarantee

LifeLock cross checks your name and date of birth with court records to find any criminal activity. This will keep you aware of any false arrests or convictions under your name.

Reduced Preapproved Credit Card

Email Monitoring

25000-reimbursement

Monitors up to 10 email addresses. In the event that your email is shared on the Internet, you’ll get an alert of suspicious activity.

Court Records

Court Record Monitoring

25000-reimbursement

IDShield looks at public records including court records to see if any illegal activity has been associated with your name. They’ll also send alerts if there are any signs of potential criminal identity theft.

Priority Live Member Support

Phone Number Monitoring

25000-reimbursement

Monitors up to 10 phone numbers. IDShield will notify members by email if they find any of your phone numbers on black market websites. They will also notify you if there’s a change in your phone number status.

Lost Wallet Protection

Lost Wallet Protection

25000-reimbursement

IDShield’s licensed private investigators will assist you if your wallet is lost or stolen. Investigators will help you cancel your debit and credit cards.

Data Breach

Data Breach Alert

25000-reimbursement

When there’s a data breach, IDShield will work with you to determine exactly what data has been compromised, and they will do whatever it takes to get you back to your pre-breach status.

Sex Offender Registry Reports

Sex Offender Reports

25000-reimbursement

IDShield’s sex offender registry monitoring conducts searches to see if a registered sex offender used your name or address.

IDShield: Identity Theft Restoration by Licensed Private Investigators

IDShield provides identity theft protection expertise to over a million people across the United States and Canada. Although it offers similar monitoring features to other industry leaders, IDShield goes the extra mile and distinguishes itself as one of the most comprehensive and proactive identity theft protection services on the market.

Backed by its $5 million guarantee service, if you fall victim to identity theft, IDShield will spend up to $5 million to help recover and restore your identity. Private investigators are also available to answer all of your general questions to prevent identity theft, and if you become a victim, they will work to restore your identity back to its pre-theft status.

IDShield has been providing identity theft services for over 13 years but it rebranded in May 2015. IDShield is the identity theft division of LegalShield. LegalShield has an A+ rating by the BBB.

IDShield Protects You in 3 Ways:

  • Covers a broad range of personal information: including name, date of birth, social security number, mailing address, driver’s license number, medical IDs, passport number, email addresses and phone numbers
  • Access to support agents for general questions and 24-hour emergency support
  • $5 Million Service Guarantee: IDShield will spend up to $5 million to do whatever it takes to restore your identity.

IDShield vs. DIY


Service Guarantee$5 Million Service Guarantee

How it Protects – If your identity is compromised while being an IDShield member, they will spend up to $5 million on experts to help recover your identity.

DIY – If you need to hire experts to restore your identity, this will be an out of pocket expense. You may get your money reimbursed from your bank or credit company, but they won’t give you additional funds to restore your identity or compensate your loss.


LifeLock Identity Alert SystemIDShield Identity Alert System

How it Protects – IDShield monitors personal information from many angles. If something looks suspicious, they’ll alert you via email or phone. Members can contact a private investigator immediately to begin the restoration process.

DIY – If your identity has been stolen, you’ll have to make lots of calls and figure out how to restore your identity on your own.


Reduced Preapproved Credit CardReduce Pre-Approved Credit Card Offers

How it Protects – IDShield will request your name to be removed from pre-approved credit card mailing lists.

DIY – You can do this yourself at no additional charge through optoutprescreen.com.


Verification of AddressVerification of Address Changes

How it Protects – IDShield will notify you if there’s any changes to your address.

DIY – Address changes appear on your credit report. You can monitor your credit for free with Credit Karma.


Internet Monitoring for Illegal TradingBlack Market Website Surveillance

How it Protects – IDShield scans black market websites daily preventing the buying and selling of your personal information.

DIY – You would need advanced software and the expertise to monitor all the different sites.


File Sharing Network SearchesFile Sharing Network Searches

How it Protects – IDShield monitors peer-to- peer sharing networks and social media feeds for personal information including email addresses, bank account numbers and social security numbers.

DIY – There’s no way to monitor your personal information on every every social media channel.


Lost Wallet ProtectionLost Wallet Protection

How it Protects – If your wallet is lost or stolen, call IDShield and talk to a licensed investigator. The investigators will cancel your credit card and notify you of any security breaches. IDShield does not cover document replacement costs.

DIY – Make all the necessary calls yourself.


Court RecordsCourt Records

How it Protects – IDShield scans 509 million criminal and court records for illegal activity using your personal information.

DIY – You can go to your local courthouse and request your public records, but it would be impossible to stay up to date with this information as fast as a service provider.


Accounts Activity AlertsCredit Card & Bank Account Activity Alerts

How it Protects – IDShield will monitor up to 10 bank accounts and 10 credit cards.

DIY – IDShield only protects some of your bank accounts and credit cards. If you have more than 10 cards, you won’t be fully covered. Check all of your accounts on-line daily. Also, most banks and credit card companies do a good job with sending suspicious activity alerts.


Sex Offender Registry ReportsSex Offender Registry Reports

How it Protects – IDShield will conduct searches to see if a registered sex offender used
your name or address.

DIY – Unfortunately, no. You would need sophisticated software to be able to cross-reference your name and sex offenders databases.


Credit Score TrackingQuarterly Credit Report and Score

How it Protects – You receive a quarterly single bureau credit score to track changes over time.

DIY – Most credit card providers offer this service for free.


IDShield Review Wrap-Up

Although you can do many of the services they provide yourself, letting a company that specializes in monitoring, protecting and recovering your identity for an affordable monthly fee is invaluable.

By joining IDShield, you’re protected around the clock, and in the event that you’re a victim of identity theft, you have expert private investigators at your fingertips. They will do whatever it takes, and they can even help track who did it.

Since IDShield provides a comprehensive identity theft protection service, it’s worth outsourcing to a professional for the peace of mind.

Compare any two plans
  • LifeLock Standard
  • LifeLock Advantage
  • LifeLock Ultimate Plus
  • LifeLock Standard
  • LifeLock Advantage
  • LifeLock Ultimate Plus
Product Features
$899/mo

Plus Applicable Sales Tax

$1799/mo

Plus Applicable Sales Tax

$2699/mo

Plus Applicable Sales Tax

0 Enroll now
Product Features
$899/mo

Plus Applicable Sales Tax

$1799/mo

Plus Applicable Sales Tax

$2699/mo

Plus Applicable Sales Tax

Enroll now
  • LifeLock Identity Alert® System
  • Lost Wallet Protection
  • Address Change Verification
  • Black Market Website Surveillance
  • LifeLock Privacy Monitor
  • Reduced Pre-Approved Credit Card Offers
  • Live Member Service Support
  • Identity Restoration Support
  • $1 Million Service Guarantee
  • Stolen Funds Replacement‡
  • $25,000
  • $100,000
  • $1 million
  • Fictitious Identity Monitoring
  • Court Records
  • Data Breach Notifications
  • Credit Card Activity Alerts
  • Checking and Savings Account Activity Alerts
  • Online Annual Credit Report
  • Online Annual Credit Score
  • Checking and Savings Account Application Alerts
  • Bank Account Takeover Alerts
  • Investment Account Activity Alerts
  • Credit Inquiry Alerts
  • Online Annual Tri-Bureau Credit Scores
  • Monthly Credit Score Tracking
  • File Sharing Network Searches
  • Sex Offender Registry Reports
  • Priority Live Member Service Support


Homepage
Fine Print

LifeLock’s homepage is easy to navigate and allows you to access the most important information instantly. In case you update your services or membership, this change will be displayed at the top of the dashboard and you opt to read the information in detail.

lifelock homepage

 

 

 

 

 

 

LifeLock encourages its members to complete their profiles 100% to ensure that they reap optimal benefits from its protection features and services. Depending on the package you decide to subscribe to, all the important information will be displayed on your dashboard once you’re logged in.

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Alert Preferences

In case LifeLock suspects any fraudulent activity in regard to your identity, they will alert you immediately via phone, email or SMS depending on your chosen communication preference.

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The company also allows members to choose identity theft news topics they’d like to receive regularly. This keeps LifeLock members informed about identity scams.

Lifelock alert preference

 

 

 

 

 

 

 

 

 

Notifications and Reports

LifeLock Review 2016. Editor’s LifeLock® review: BBB, Consumer Reports, Yelp. 85.6% Customer Retention Rate. Redeem Risk-Free 30-day trial & 10% promo code now.This section of the LifeLock member interface lets customers see their notifications and alerts.

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Detailed descriptions pertaining to their existing public records, internet monitoring and accounts can be accessed quite easily.

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Even better is that the credit reports are broken down to ensure customers understand them easily.

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Account Management

Rather than call support every time one needs to make changes, the company has made it easy for members to add other members to their account or upgrade their packages with just but a click of a button.

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All the communication preferences, billing information and anything pertaining to your account can be viewed on your easy-to-navigate portal.

 

Lifelock notifications and reports

 

 

 

 

 

 

 

 

Member Support

In case of any questions or inquiries, LifeLock offers their 24/7 support team that’s tasked with helping you with whatever you need.

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Fine Print

Identity Theft Insurance Details

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What’s Covered

In case you fall victim to identity theft, this policy coverage covers the following according to the State National Insurance Company’s definition:lifelock promo code 60 days free

  • Travelling expenses of up to $2500 for every incidence of identity theft
  • Replacement of documents of up to $2000 for every case of identity theft
  • Loss of income: A Maximum of $200 every day for a period of up to one month. This amount shouldn’t exceed beyond $6,000 for every case of identity theft.

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  • Fraudulent withdrawals from a brokerage or bank account and credit card: A maximum of $10,000 for every single identity theft case.
  • Childcare and elderly care: A maximum of $200 per day and $6,000 per month for a maximum of one month for every identity theft case.
  • Legal remediation services and case management services costs: A total of $1 million for every case of identity theft.

What’s NOT Included

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Believe it or not, there are some things that whose occurrence may prevent members from being covered in the event that they are victimized.

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Such include fraudulent withdrawals by members of the immediate family. In addition, failure to report incidences more than 90 days after discovering them can also prevent LifeLock members from being covered.

Member’s obligations and duties

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To ensure receipt of the benefits of the $1 million service guarantee or those listed in the insurance, every member should adhere to the following.

  • After discovering losses, members should take all the appropriate measures to prevent funds from being stolen any more
  • Report card or bank issues in accordance to the laid out terms and conditions
  • Provide full cooperation and assistance to aid investigations

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  • Waivers for applicable fees should be requested
  • Submit all the required information and documents to the insurance
  • Follow reasonable process for reimbursements

Information Collected During Sign Up

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It includes name, email address, phone number, social security number, date of birth, age, gender, postal address and more.

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It also includes identity verification details e.g. the name of your pet, government identifying information e.g. driver’s license number, financial information and any other information that can be provided voluntarily.

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You’ll also need to provide your communication preferences, product interests and preferences, contact information of other people you’d wish to sign up as LifeLock members as well as information provided in emails or calls.

Information Collected from Third Parties

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Information collected from third parties that LifeLock works in partnership with allows the company to provide high quality identity theft protection to its clients. Such parties include data aggregators, public databases, and ID analytics.

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Other information collected includes number of children, marital status, consumer and market research data, purchase behavior, interests and online behavior.

LifeLock Company Information

History

LifeLock was established in 2005 by Robert Maynard and Todd Davis and is based in Arizona, US. In 2008, the company signed a deal with TransUnion that allowed LifeLock to alert its customers of any suspicious activity regarding their credit reports.

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Four years later, LifeLock entered into partnership with the oldest independent bank in Texas, First Victoria Bank, and bought ID Analytics which provides effective risk and fraud management solutions based on predictive analytics.

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In late 2012, LifeLock became a public company with an initial public offering valued at $175 million. It now trades at New York Stock Exchange under the symbol LOCK.

Product

There are four different types of products offered by LifeLock and the most popular one is identity theft protection.

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The others include service for credit monitoring services, protection against bank account takeover and monitoring public records.

Non-Profit Community Involvement

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Currently, LifeLock works in partnership with FBI Law Enforcement Executive Development Association. This partnership has allowed more than 11,000 law enforcement officers from all over the country to be trained on identity theft.

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Other non-profit organizations that LifeLock has worked with or continues to work with include CyberWatch, National Parent Teacher Association, National Organization for Victim Assistance or NOVA, and ETPRO among others.

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Identity theft happens more often than you think. Identity Theft is a serious crime that happens to many people both nationally and globally.

In the United States alone 15 million people fall victim to this crime every single year. That leaves up to $50 billion in losses altogether for the 15 million reported cases. Identity theft happens when information is used without permission. This can happen by name, location, credit-card, bank, social security and even insurance.

Everything mentioned above can be and would be affected when someone steals your information. So you may ask, what can happen when someone steals your identity? Credit card purchases, tax fraud, opening of fraudulent-consumer accounts and even medical care fraud. So why does this seem to be a continuance occurrence amongst consumers?

Well, it seems that with the rise in technology and various ways we are currently able to purchase goods through technology, we seem to be even more susceptible to identity theft. So how do we become more protected from identity theft? One great resource that continues to be of assistance is lifelock.
LifeLock offers tools that will protect you and help you save

With so many different resources available often times it’s hard know who to choose, or believe for the right information. Well why not lifelock? Lifelock is an online identity software that is used to keep your identity safe. There’s tons of information including coupons or promo codes for lifelock. So how does lifelock have promo codes?

How does life lock coupon work and also what’s a life lock promo code?

Well since you’ve asked, life lock promo code or lifelock code can give you up to 10% savings as sort of a lifelock coupon. A lifelock coupon code or lifelock coupon codes in general can offer you a lifelock discount.

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LifeLock discount codes can also offer 30 to 60 days of risk free service. Individually this is a great service for your overall protection and benefit.

How LifeLock Protects Businesses

This tool is also a great opportunity for business professionals and their companies. Quite often identity theft takes place in many businesses, especially the technology sector.

Identity crimes have seriously evolved far beyond a crime of opportunity, it is now a preferred criminal activity that is tremendous business and growing every year. Criminals ranging from street thugs to drug dealers to organized crime syndicates have actively embraced identity theft and cyber-crime as a great money making enterprise with low to no risk at all.

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In 2008 alone, street criminals contributed to around 31% increase in identity theft the state of California. Criminals now have their sights set on businesses of all sizes leaving identity theft to once be known as a consumer crime is no longer at that level. Criminals have learned that businesses also have identities that can be stolen, and unsuspecting businesses can be very easy targets.

To criminals, business identity theft means the potential for even more easy money and goods. In terms of losses and damage to victims, business identity theft could easily be considered consumer identity theft’s bigger, meaner, and more evil counterpart.

However, fueled by the focus on consumer identity theft issues and followed by a lack of understanding, the crime of business identity theft is frequently misunderstood in many articles, reports, business publications and other sources.

These continued misunderstanding are treacherous, because they cause all facets of businesses and business owners to remain unaware of the true risks of business identity crimes, and never fully prepared to take appropriate actions to protect personal assests.

ID Protection Tip #1: Company identity theft isn’t an just information security breach, or an incident entailing the loss or theft of private consumer information that any company may possess. Instead, like its consumer crime counterpart, business identity theft involves the actual copy of the business itself.

It can occur through the theft or misuse of key business identifiers and credentials, manipulation or falsification of business filings and records, and other related criminal activities intended to derive illicit gain to the detriment of the victimized business; and, to defraud creditors and suppliers, financial institutions, the business’ owners and officers, unsuspecting consumers, and even the government.

ID Protection Tip #2: The term corporate identity theft is misleading, as corporations are not the only business entities that are victimized by this crime. Any type of business or organization of any size or legal structure, including sole-proprietorships, partnerships, LLCs, trusts, non-profits, municipalities and county governments, school districts, and corporations – are all targets of business identity theft.

Why Are Companies Like Life Lock Beneficial? This software has the most superior identity theft protection service ever. Their progressive, proactive, protection monitors your credit applications and file sharing networks, with the ability to detect, alert and restore private records.

LifeLock uses new-age advanced technology to constantly monitor over a trillion data points to help detect criminally suspicious uses of your identity information to get loans, credit and services in your name. At the center of all their services is their patented Identity Alert system.

They you potential fraud alerts by text, phone or email. If you confirm that the suspicious transaction is fraudulent, the LifeLock team is always on top of your account.

How to Save Money with LifeLock Discounts, Coupons & Promo Codes

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Lifelock is one of many industry leaders in identity protection. I strongly recommend identity protection individually or as a company.

This company has many beneficial incentives. Incentives such as lifelock partner promo code, lifelock promo and lifelock promo code will help your company save money. Each lifelock promo code comes with 60 days free.

You can also receive lifelock promo codes via media platforms like Rush Limbaugh and Sean Hannity who offer yearly lifelock promo codes in 2016 such as lifelock promo code rush and lifelock promo code Hannity.

As you can see both lifelock promotion codes are specific. The lifelock promotion code is vital to individual savings. As always do your due diligence to research to make your best purchase.


Conclusion: Is IDShield the Best Identity Theft Protection?

IDShield is a dependable identity theft protection service from LegalShield. They provide a reliable service that people can count on especially during times of crisis. Since their two-tier plan offers the same level of service, we recommend families go with the IDShield Family Plan because you’ll get more bang for your buck since up to ten family members are covered.

One of IDShield’s most distinguishing features is that it offers good name restoration by licensed private investigators that will do whatever it takes to restore member’s pre-theft status. We really like that investigators can make calls on your behalf, issue fraud alerts and contact your financial institutions and credit card companies.

With a $5 million service guarantee, IDShield handles the burden of restoring your credit so that you don’t have to.

Nearly 10 million Americans have their identity stolen every year; IDShield provides a robust service so that you don’t have to be one of them.

 

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